Apply for a Mutual of Omaha Medicare Supplement

Click “Apply Now” above to the right to apply for a Mutual of Omaha plan. Or, if you would like to apply by phone or ask questions, you can call 877.506.3378 or schedule a free phone consultation here: Calendly – Schedule Free Medicare Consultation. If you need more information about Mutual of Omaha or Medicare Supplement plans in general, continue reading below.

Mutual of Omaha Medicare Supplement plans are one of the national leaders among the Medicare Supplement market, and now you can apply for a Mutual of Omaha Supplement online in a matter of minutes.

Do you already understand Medicare Supplement plans? Already know what plan you want and don’t want or need to talk to an insurance agent? Mutual of Omaha has made it easier than ever to do so with their industry-leading, consumer-facing online application. This application allows you to get a quote, select a plan and apply for it in just a few minutes.

Mutual of Omaha Medicare Supplement Plans

Mutual of Omaha has been in business for over 100 years, and they have consistently been a leader in the Medicare Supplement market in most states.

All Medicare Supplement plans go by the Federally-standardized model – Medigap coverage chart – which dictates what the plans cover and how they work. Additionally, all plans, including Mutual of Omaha Medicare Supplement plans, can be used at any doctor or hospital that takes Medicare. There are no networks on Medicare Supplement plans. They work nationally.

For that reason, comparing plans on the basis of price and company reputation is paramount. And, Mutual of Omaha “checks those boxes” in most circumstances.

There are certainly many reputable providers in the Medicare Supplement industry, which has seen amazing growth in the last ten years with the onset of the Baby Boomer generation into Medicare. If you aren’t ready to apply and want more information, you can get a full list of Medigap quotes by email.

Mutual of Omaha Household Discount

In most states, Mutual of Omaha now offers a household discount that is a true “household” discount. It does not require there to be two policyholders living in the same house, only that you be married or live with someone over age 60. The discount in most states is the largest of currently-available household discounts for Medigap plans at 12%.

If you are applying for a Mutual of Omaha Medicare Supplement plan, you should ensure that you receive the discount if you qualify for it. There is a section of the online application process that asks for your information on your spouse (or household resident), which will qualify you for the discount so it can be figured in to your rates.

When Can You Apply for a Mutual of Omaha Medicare Supplement?

Contrary to popular misconception, there is not an enrollment period for Medicare Supplement plans, other than the initial Medigap open enrollment window. There is not an annual enrollment window. You can actually apply for a Mutual of Omaha Medicare Supplement plan (or any other company) at any time.

However, it is prudent to sign up for a plan when you first turn 65 or start on Medicare. You have a 6-month window that starts with the later of your Medicare Part B effective date or the first day of the month that you turn 65. During this time period, you cannot be turned down for coverage based on your health. After this 6-month window, you do have to “qualify medically”, or get approved, to be accepted into a Medicare Supplement plan.

How Do Mutual of Omaha Medicare Supplement Plans Work?

Medicare Supplement plans act as secondary to Medicare. They are designed to fill in the gaps in “original” Medicare, which is Medicare Part A and Medicare Part B.

If you enroll in a Mutual of Omaha Medicare Supplement plan, you will receive an insurance card from them by mail. You will use that card with your red, white and blue Medicare card any time you receive medical care or services. All of the claims for Medicare Supplement plans are handled through the Medicare “crossover” system, which means that there is no policyholder involvement in the process. It is all handled electronically and automatically by Medicare and the Medicare Supplement company.

After a service date, you will receive an “explanation of benefits” from both Medicare and the Medicare Supplement company showing who paid what. If you have a Mutual of Omaha Plan F, you should not receive any bill from your medical provider, as Plan F fills in all the gaps in Medicare. If you have a Mutual of Omaha Plan G or Plan N, you would receive the explanations of benefits first from Medicare and Mutual of Omaha, then you would receive a bill from your medical provider if you have not yet met the Medicare Part B deductible.

Why Should I Apply for a Mutual of Omaha Medicare Supplement HERE?

Mutual of Omaha has been in business since 1909. They are ‘A+’ rated by AM Best, and they are one of the lowest priced companies, particularly on Plan G, for most ages and zip codes.

We are an independent Medicare insurance agency. We work with 30+ companies and can help you compare Mutual of Omaha against other carriers, now or in the future as rates change. Additionally, we provide ongoing support for any problems or questions that you have in the future. This includes help with Part D – Medicare’s prescription drug coverage. We don’t sell these plans, specifically so we can provide unbiased comparative services to ensure that you get enrolled into the best Part D plan for your unique/specific needs.

We’ve been in business for 15 years and have worked with tens of thousands of Medicare beneficiaries on comparing and enrolling in plans. Our clients, well, they kind of like us! Hear for yourself:

Edgar J, SC